How many times have you told yourself that THIS is the year you will improve your life by making an important change like exercising more, eating healthier, spending less or saving more? If your 2019 New Year’s resolutions involve money, a recent Fidelity Investments study indicates that you’re not alone. In fact, the survey shows that nearly one-third of Americans plan to make a money resolution for 2019, with 48 percent planning to save more, 29 percent aiming to pay down debt, and 15 percent aspiring to spend less.

The article lists 20 options for people to consider if they are making money resolutions. They include proven methods such as identifying your financial goals, tracking spending, paying off debt and automating savings, to name a few options. These are certainly good methods, but there is one missing: barter. Bartering is an excellent way that individuals and companies can achieve important money goals like saving more and spending less. And, for people who own a company, bartering for business-to-business (B2B) services offers another avenue for improved cash management.

Barter is not a new concept. In fact, simple trading has existed for centuries. While it’s not flashy or new, barter offers a good option of how people can “pay” for some products and services. With B2B bartering, companies can get the added benefit of gaining new customers and increasing profits. From a business accounting standpoint, barter income is treated the same as cash income, so trading purchases that are normally tax deductible as business expenses are also tax deductible when purchased on trade. And, using a trustworthy, experienced barter company, makes it easy to do.

As you consider your money resolutions, consider barter as a good way to help you make 2019 THE year you achieve at least one of your New Year’s resolutions. Exercising more and eating healthier are up to you, although you can explore barter options for gym memberships, restaurants, or other services to help you achieve those too!